Inflation may cause a hike in interest rates as early as April 2022. It’s no secret that the cost of goods and services has been […]
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It’s Confirmed! New Mortgage Stress Test Coming June 1st Announced today, Canada’s banking watchdog OSFI (Office of the Superintendent of Financial Institutions), will increase the mortgage qualifying […]
A balanced market is a healthy and sustainable market. Thankfully, we are just now starting to see signs of the market returning to “normal”. There is still plenty of […]
Did you know that your mortgage lender reserves the right to decline your mortgage even after you have been approved?! Few people know this but […]
Covid 19 has suppressed the financial markets this year which has resulted in record low mortgage rates. Many homeowners are calling to refinance their mortgage […]
Deferring your mortgage payments was an option provided by Canadian mortgage lenders in response to Covid 19. Many Canadians were directly impacted by the virus […]
In Canada, the divorce rate as of 2019 is about 42% or 4 out of 10. Chances are, you or someone you know, has experienced […]
Did you know that you don’t need to walk into your bank to get a mortgage? This is a common misconception, even in today’s technology […]
There is no question that it is more difficult to qualify for a mortgage now than ever before. Lenders are taking extreme caution whether you […]
Now that winter is finally coming to a close, it’s time to devise a plan to clean and organize in preparation for spring and summer. […]
What is a “presale” or “preconstruction” home? A presale or pre-construction home is a unit offered for sale by a real estate developer before the […]
There is some confusion in Canada about how much you can actually borrow against your home with a Reverse Mortgage. We have a short but […]
In this article, we are going to discuss the main differences between a Lawyer and Notary Public when it comes to real estate transactions. We […]
Let’s start by adding some clarification on how much a Canadian Homeowner can borrow with a Reverse Mortgage. The maximum threshold today is up to […]
More times than not, we are contacted by a homeowner when they are desperately in need of our help. That’s okay, we are here to […]
