General Information

Inflation may cause a hike in interest rates as early as April 2022. It’s no secret that the cost of goods and services has been […]

It’s Confirmed! New Mortgage Stress Test Coming June 1st Announced today, Canada’s banking watchdog OSFI (Office of the Superintendent of Financial Institutions), will increase the mortgage qualifying […]

A balanced market is a healthy and sustainable market.  Thankfully, we are just now starting to see signs of the market returning to “normal”.  There is still plenty of […]

Did you know that your mortgage lender reserves the right to decline your mortgage even after you have been approved?!  Few people know this but […]

Covid 19 has suppressed the financial markets this year which has resulted in record low mortgage rates.  Many homeowners are calling to refinance their mortgage […]

Deferring your mortgage payments was an option provided by Canadian mortgage lenders in response to Covid 19.  Many Canadians were directly impacted by the virus […]

In Canada, the divorce rate as of 2019 is about 42% or 4 out of 10. Chances are, you or someone you know, has experienced […]

Did you know that you don’t need to walk into your bank to get a mortgage?  This is a common misconception, even in today’s technology […]

There is no question that it is more difficult to qualify for a mortgage now than ever before. Lenders are taking extreme caution whether you […]

In this article, we are going to discuss the main differences between a Lawyer and Notary Public when it comes to real estate transactions. We […]